Why Consider a Downshift?
- It’s easy to lose focus on what we really care about.
- Easy to work our lives away with nothing to show for it.
- What if you could take control by downshifting to craft a more fulfilled life?
Can you afford not to?
Not your typical “financial advisor.”
Real people. Real purpose. Real financial planning.
We specialize in identifying, planning, and implementing the shift you want – whether that’s semi-retirement, early retirement, going nonprofit, launching a passion project, or something else entirely.
Our financial planning process addresses all aspects of your finances. Not just retirement savings. Not just life insurance. ALL OF IT.
No commissions. No hidden fees. None. We work for you and we answer to you – not some insurance company or mutual fund broker. As fiduciaries, we’re required by law to act in your best interest at all times.
Case Studies
These case studies are hypothetical, do not involve real families, and should not be construed as a recommendation or guarantee.
Chris and Jennifer want to become independent consultants, work fewer hours, spend more time with family, and take more vacations.
Matt wants to leave his law firm and start teaching constitutional law. Sarah is ready to get back into the workforce and wants to go non-profit.
In addition to seasonal holidays, Rick and Maria want to take two international trips with their kids every year for the next ten years, then retire.
Proven process. Real results.
Downshift Financial was founded to deliver real financial planning to regular people through a service model that actually makes sense. We serve families that seek to build healthier, more fulfilled lives by opting out of the rat race and adopting better work-life balance. This leaves room for strengthening bonds with family and friends, pursuit of hobbies and passion projects, and more leisure overall.
Financial Independence | Early Retirement | Semi-Retirement
Pricing
Industry goliaths have worked hard over the years to obfuscate their compensation, conceal their conflicts of interest, and confuse the public about investments, insurance, and retirement planning.
We at Downshift Financial believe that you deserve transparency, simplicity, and fiduciary duty. That’s why our services are only offered flat rate and commission free.
$2,000 per quarter flat fee.
How much does our flat fee save you?
Move the slider closest to your total investments to update the chart below.
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Downshift Financial
Transparent Compensation
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Sources of Compensation
Commissions paid by third parties.
Fee as a percentage of your investments + commissions paid by third parties.
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Low Cost, Tax Efficient, Passive Index Investing
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Net Worth Assessments
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SHIFT Process
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Tax Minimization Planning
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Retirement, Semi-Retirement, & Social Security Analysis
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Charitable Giving & QCD Planning
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Property & Casualty Insurance Reviews
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Debt & Refinance Analysis
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Education Planning
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Healthcare Planning
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Credit Report Reviews
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Cyber Security & Identity Theft Coaching
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