Process and Pricing
Maybe you’ve already got a vision of the life you want to craft. Maybe not. Either way, your path is unique to you.
Life is messy and financial planning is complex. A one-size-fits-all approach won’t work.
That’s why we created the SHIFT Process. It’s how we discover the best path for you and ensure each step leads in the right direction. The SHIFT Process is where the rubber meets the road.
SHIFT Process
It’s hard to figure out where to go without knowing where you are. First we survey the situation: your lifestyle, your priorities, things you care about and things you don’t. What’s most important to you? What’s on your “I’d rather be __________” bumper sticker?
Your vision is starting to come into focus. Now it’s time to get your s*** together. Harnessing resources is about taking control of your finances – income, expenses, savings, investments, debt, insurance – all of it.
What would you be doing if you didn’t have to trade time for money? At this stage we’re going to dig deep and hold nothing back. What do you really want your life to be about? The point here is not to imagine being the richest person on earth, but rather to find your why. This becomes the center of your financial universe – your financial purpose.
Now it’s time to roll up our sleeves. We’ll focus your finances; you focus your time and energy. Having determined where you are today, what resources you have at hand, and the life you want to build, it’s time to take action. From here on out, each step is designed to move you closer to living your best life.
The only constant in life is change. No sooner do we step toward your best life, than the situation changes and evolves. Promotions and layoffs, home purchases and sales, surprise windfalls and expenses – to say nothing of the markets themselves. As the facts continually change, so too does your position within the landscape. Our Course Check Calendar is designed to tally the results and tune up your plan – keeping you on track for the long haul.
Pricing
Industry goliaths have worked hard over the years to obfuscate their compensation, conceal their conflicts of interest, and confuse the public about investments, insurance, and retirement planning.
We at Downshift Financial believe that you deserve transparency, simplicity, and fiduciary duty. That’s why our services are only offered flat rate and commission free.
$2,000 per quarter flat fee.
How much does our flat fee save you?
Move the slider closest to your total investments to update the chart below.
Commissioned Salesperson
Downshift Financial
Transparent Compensation
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Fee-Only
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Sources of Compensation
Commissions paid by third parties.
Fee as a percentage of your investments + commissions paid by third parties.
Flat fee-only
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$2,500
$2,000
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Low Cost, Tax Efficient, Passive Index Investing
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Net Worth Assessments
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SHIFT Process
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Tax Minimization Planning
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Retirement, Semi-Retirement, & Social Security Analysis
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Charitable Giving & QCD Planning
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Property & Casualty Insurance Reviews
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Debt & Refinance Analysis
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Education Planning
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Healthcare Planning
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Credit Report Reviews
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Cyber Security & Identity Theft Coaching
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